Four-Point Insurance Inspection
Roof, electrical, plumbing and HVAC report required to bind coverage.
At a glance
- Base price
- $165 per property
- Typical time on site
- 45 – 90 minutes
- Governing standard
- Citizens Property Insurance / carrier-specific four-point form
- Inspection scopes
- 1 scope · 4 checkpoints
- Category
- Insurance, Lender & Compliance
What this inspection covers
Required by property insurers before writing or renewing a policy on older homes — typically over 25 or 30 years — in Florida, Texas, Louisiana and other coastal states. Documents the age, condition and remaining life of the four systems that drive claim frequency.
Key inspection points
- Roof covering age, type and remaining life
- Electrical panel type, amperage and hazards
- Plumbing supply material and water heater age
- HVAC equipment age and condition
How the scope is structured
Once a proposal is approved, these scopes are generated into your project automatically. Each engineer works and signs off one scope at a time, and every checkpoint below becomes a recorded finding with a condition, a severity and photographic evidence.
01
Four-Point Insurance Inspection — Standard Scope
4 checkpoints
Four-Point Insurance Inspection — Standard Scope
4 checkpoints
- Roof covering age, type and remaining life
- Electrical panel type, amperage and hazards
- Plumbing supply material and water heater age
- HVAC equipment age and condition
Request a Four-Point Insurance Inspection
Tell us about the property and your objective. We will return a line-item quote naming every scope, the governing standard, the deliverables and the turnaround — usually within one business day.